- Selling Annuities for Cash is a Viable Option For Those Who Need a Lump Sum of Money Now
Selling annuities is a viable option for those looking for an immediate source of money for a particular financial need, be it an investment, a large purchase or even a debt payoff. Rather than have to go through the hassle of a new bank loan, many people choose to sell annuity payment either in its entirety or as a partial.
- Annuities: Senior Targets Of Financial Charlatans
This article is about a charlatan, defined as one who attracts customers with deceptive tricks, targeting seniors.
- Annuities: Putting Lipstick On A Pig
Buyer¡¯s remorse¡ªwe¡¯ve all had it from one time to another. But when it comes to investing your life¡¯s savings, the last thing you want is an investment that you will soon regret. Here are some secrets that can prevent that from happening.
- Federal Regulators Concerned About Equity-Indexed Annuities
I¡¯ve been predicting for some time now that Equity-Indexed Annuities and the sales practices associated with them will be the Next Big Scandal of the financial services industry. And now my predictions are coming true.
- Equity-Linked Certificate of Deposit: The Safer Low-Cost EIA Alternative
Equity-Linked Certificates of Deposit are a safer, low-cost alternative for those who must have an Equity-Indexed Annuity type of investment. These little-known investments allow you to participate in the growth of the market index while your principal is guaranteed by the Government. Read on to find out more.
- Annuities: The Guaranteed Minimum Income Benefit
This article is about The Guranteed Minimum Income Benefit offered with variable annuities.
- Annuities: Oversight Needed For Equity-Indexed Annuities
The sale of Equity-Indexed Annuities has increased 45% the first 6 months of this year. I¡¯m concerned that the vast majority of those sales are unsuitable for the investors buying them. Oversight by the Securities and Exchange Commission (SEC) and the National Association of Securities Dealers (NASD) is desperately needed to protect retirees from being taken to the cleaners by agents hungry for the large commission. Read on to find out how this oversight will benefit you.
- Annuities: Avoid More Financial Razor Blades
Our nation has just enjoyed one of its most popular annual rituals: the Super Bowl. One can draw many lessons from the drama on the gridiron and all the hoopla surrounding it. But as I watched this year¡¯s spectacle, one thing in particular caught my eye. And what I saw can teach a very valuable lesson about investing.
- Annuities: Equity-Indexed Annuities - The Investment From Hell
If you were nearing the edge of the cliff and didn¡¯t know it, would you want someone to warn you before it was too late? Of course you would. That¡¯s been the guiding principle of this column, to inform everyday investors of the pitfalls that could cause them and their nest egg irreparable harm.
- Annuities: Are Low-Cost Annuities A Good Choice?
I¡¯ve disliked variable annuities for many years because of their high fees and onerous surrender penalties. Now, low-cost variable annuities are available that slash fees and do away with the surrender penalties. Does this change my opinion on the use of variable annuities? Read on to find out.
- Annuities: Why You Shouldn't Annuitize
As more companies do away with their pension programs, the insurance industry and the media are heavily promoting the use of immediate annuities to provide a dependable income stream during your retirement. But is that in your best interest? Normally, I say it is not. Read on to find out why.
- Annuities: Annuities? Give Me A Break!
This article is about annuities and some of the disadvantages to having them.
- Financial Planning - Annuities and Why
All the technical stuff when it comes to annuities.
- Finding the Right Annuity
Annuities can provide both diversity and a secure addition to your retirement savings.
- Annuity Quotes
Choose an annuity quote that comes from the right source. Ensure that your agent is licensed, knowledgeable, reputable and experienced.
- What is an Immediate Annuity?
Immediate annuity refers to income now. The word annuity is Latin for income.
- A Guide On Annuities For Annuity Buyers
If your thinking of buying an annuity, then you need to know which is the right annuity for you!
- Need Some Information On Annuities?
Many people are confused about annuities and just aren¡¯t sure what they are and who they can benefit. We introduce you to the annuity and show you who they could benefit.
- What Is A Split Annuity?
The Split Annuity is a combination of an immediate annuity and a deferred annuity, structured to provide immediate income, much of which is after tax dollars (return of premium), while returning the original premium (before taxes).
- Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan
If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match. Even if your employer is only willing to make a partial match up to a cap, you should still take advantage of this opportunity.
- Annuity Lead Generation
Five tips on how to generate more annuity leads in your annuity marketing campaigns.
- Tax Deferral Power and Protection
What is a Tax-Deferred Annuity? A tax-deferred annuity is a contract between you and the insurance company with guaranteed interest and guaranteed annuity income options. There are no upfront sales charges or administrative fees during the life of your contract.
- Can Annuities Help You?
Are you confused about annuities? Not sure what they are and how they can benefit you? We introduce you to the annuity and show you why they may be of interest to you!
- How Fixed Annuities Are Safe
The State Insurance Department is a most vital department in each of our fifty states. Acting on its own state's insurance laws and regulations, it supervises all aspects of an insurance company's operation within that state.
- Equity Indexed Annuity is a Fixed Annuity Now Known as an Index Annuity
The safety and security of fixed indexed annuities that provide current income is a popular choice for an IRA, 4O1k, and 4O3b rollover at retirement.
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